Vehicle Service Contract

Auto insurance is purchased to protect your from external damages and cover any damages you incur on another car in an accident.  These could be any damages whether cosmetic or functional caused by an accident or a storm for example.  When you buy a car, your bank or finance company will make sure that you have Auto insurance to protect their investment in your car, so if something happens, they know the value they use to secure your loan with them is safe.

Auto insurance DOES NOT cover any breakdown of the systems of your car from the use of the car over time.  You may get lucky and have years without a major repair, or you may have regular expensive repairs which cause you to wonder if you should get another car.  These are either mechanical or electrical systems which you use every day as you drive  When one of these systems breaks, it is the car owner’s responsibility to fix them unless they are under a warranty from the manufacturer, which are often pretty short.  These repairs can easily run into the thousands or tens of thousands of dollars over the course of a few years, and can cause significant financial hardship for car owners.  With a little planning, however, car owners can simply pay a deductible and have the remaining costs covered by a vehicle service contract provider.  The companies we work with are backed by large insurance companies to ensure that when your time of need comes, they will be there to hold up their end of the bargain and keep you on the road without breaking your budget.